Stage 1 | allocate
Holistic Retirement Planning: Are You Ready?
At the most basic level, financial planning is identifying your destination and building a strong financial base to maximize your odds of getting there.
You Can Have Anything, But Not Everything
Allocating resources efficiently is all about trade-offs. And while most people just think about this in terms of money, there are other, arguably more valuable, resources that can’t be replenished as easily–namely time and energy. How will you spend yours?
Our Process
So What Does the Process Look Like?
We help you uncover what is important to you and how you can allocate your finances efficiently.
Step One
Initial Planning Meeting
60-90 min
Dive into what is important and meaningful in all areas of your life to determine your ideal lifestyle.
Step Two
Priorities Meeting
60-90 min
Further identify which areas you want to focus on first with the resources you have available.
Step Three
Strategies Meeting
90 min
Build an action plan to turn those ideas into real life changes. We will then get to work crafting the financial life plan.
Step Four
Plan Overview & Ongoing Support
Craft a living plan that matches financial resources to your goals and objectives. As life changes, we’ll adjust the plan and provide ongoing advice and expertise.
Areas of Focus May Include Any or All of These Topics…
Retirement Planning & Retirement Income
Coordinating pensions, Social Security, IRAs, and brokerage accounts into a sustainable income strategy—so you don’t outlive your wealth.
Financial Independence
While Independence means different things to different people, we view it as becoming an owner (of your time, energy and money) as you pursue your ideal lifestyle.
Business Ownership
Selecting the most advantageous retirement and benefit packages, entity assessment, advanced tax planning, evaluating growth opportunities, maximizing cash flows, exit planning.
Investment Planning
Portfolio analysis and optimization, asset allocation strategies, diversification, inflation protection. Allocating portfolios to match your specific goals and liabilities.
Estate Planning
The process of organizing your assets and legal affairs to ensure they are distributed according to your wishes after death, while minimizing taxes, legal complications, and family disputes. We do not prepare estate documents, but we can recommend several estate planning attorneys to do so.
And the Following
- Equity Compensation
- Real Estate
- Cash Flow Management
- Risk & Insurance
- Charitable Giving
- Crypto & Digital Assets
- Education Planning
Ongoing Support Includes…
Advice on Retainer
When you have any big decisions and you want an objective opinion, we are here. Unlimited phone and email support along with periodic meetings on your schedule.
Along for the ride
Life doesn’t always adhere to the plans we make, and that’s ok. Job changes, new family members, sudden inheritances. Let’s see what new opportunities might be available.
You’re the boss
Most people come in with something that is urgent and needs to take top priority. Let’s tackle whatever is bothering you first, then we can fill in the gaps as we go along.
Financial Planning Fee Calculator
A client dedicated to their financial growth deserves a planner equally committed to transparency—discover exactly what your path to financial success will cost with our easy-to-use fee calculator.
Assets Under Management Fees
Cash, Bank Accounts, Other Liquid Assets, Taxable Brokerage Accounts (Individual, Joint, Trust, Custodial) IRA Accounts (Roth, Traditional, SEP, SIMPLE), Solo 401k, Qualfied Plans from former employers that are eligible for rollover. For other account types please inquire, 401k/403b balance at your current employer is not eligible.
| Asset Range | Fee as % of Assets | Fee Range in $ |
|---|---|---|
| Up to $1,000,000 | 1.00% | $10,000 |
| $1,000,001 - $3,000,000 | .80% | $10,000 - $24,000 |
| $3,000,001 - $5,000,000 | .705 | $21,000 - $35,000 |
| $5,000,001 - $10,000,000 | .60% | $50,000 = $60,000 |
| $10,000,001 - $15,000,000 | .50% | $50,000 - $75,000 |
| Over $15,000,000 | 40% | $60,000 + |
Does your financial plan utilize every strategy for your long-term success?
We provide a comprehensive framework to identify and prioritize what you are hoping to achieve in life, then craft a plan to efficiently allocate your resources to make it a reality. We provide ongoing support and check-ins throughout the year so you don’t have to go it alone.
Everyone has a Why. Let’s find yours.
Reach out for a no-pressure conversation.
